Bruce E. Tepfer, CLU

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	Bruce E. Tepfer, CLU Director of Long Term Care Disability Insurance Specialist owR Opinion, L.L.C 6 Raritan Road Oakland, NJ  07436 Phone:  201-857-1245 Fax:  201-651-7702 Email:  This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Bruce Tepfer is the Director of Long Term Care for owR in NY, and is owR's Disability Insurance Specialist.

Mr. Tepfer has been in the insurance business for 25 years.  Prior to joining owR, he spent 24 years with Unum as an Executive Benefits Representative. He specialized in disability and long term care insurance on both an individual and multilife basis.

Bruce earned his CLU in 1993. He is a member of the Society of Financial Services Professionals, and serves as the membership Vice President.

"Being a valued resource to the broker community has been my passion. When I began my sales career 25 years ago, my pledge was to go 'beyond the norm' for my producers. Creating sales ideas that generate additional business. Thinking outside the nine dots!"