Bruce Tepfer joined OWR Opinion in 2009 as a Long-Term Care and Disability Insurance Specialist, helping OWR brokers grow their businesses by adding additional product lines to their practices.  Bruce truly enjoys assisting in the sales process and meeting with new and old advisors alike. He has been in the insurance industry for 43 years. Before coming to work for OWR, he spent 24 years as a sales representative for Unum Group. Bruce lives in Staten Island, NY, and is an avid golfer and a proud grandfather.