Ray has been in the life insurance industry since 2002, after holding various roles in retail and wholesale investment brokerage. Ray brings an extensive background, wealth of product knowledge and tireless desire to provide top tier service and solutions to his advisors and their clients.  Ray resides in Narberth, PA and is a die-hard fan of fan of all Philly sports.  When he’s not catching a game, you can find him enjoying the live music scene in the Philly area.