The May edition of The Digest is all about Disability Insurance “DI” Awareness Month. Check out these sales ideas, case studies, calculators, and other resources designed for financial professionals who want to grow their DI business! Click Here to Access!
Rising inflation, uncertain markets, and increasing healthcare costs require a different strategy and approach to helping our clients plan and save for retirement. Check out April’s edition of The Digest to learn more about how life insurance could be an appropriate planning tool during times of market uncertainty. Click Here to Access
In March’s edition of The Digest, you can find tools and resources designed to make it easier for financial professionals to help clients understand the multiple benefits that life insurance adds to a retirement plan. CLICK HERE to Access
February is known as Insure Your Love month, making it the perfect time to educate your clients about life insurance and how it can help create a lasting legacy for those they love. Protecting a client’s financial legacy and maintaining a path towards financial security for their loved ones are key pillars of the planning […]
If you asked your clients today what they’re worried about, they’d most likely say: “Inflation,” “outliving their savings,” “market volatility”… the power of Prudential’s new product can help ease those worries. On Thursday, February 16 at 2p.m. ET, join Brandon Buckingham — Vice President of Advanced Planning with Prudential Financial — for a webinar all about […]
Join John Hancock for a 30-minute interactive webinar on February 1 at 2 p.m., featuring their new Protection VUL 23. Find out how you can kick start your VUL sales in 2023 with Hancock’s Protection VUL 23 — this is one session you and your colleagues will not want to miss! Click Here to Register
Join Lincoln on January 24, 2023, at 2 p.m. to learn all about their new product, Lincoln WealthAccelerate IUL. The perfect way to start a new year is with Lincoln’s new product, a new process and new opportunities. Attendees will receive a Lincoln-branded gift! Click Here to register
Lincoln is launching their new product, the Lincoln WealthAccelerate IUL, on January 24th, 2023. With a new product, a new process, and new opportunities, comes a great chance to learn how to best serve your clients with this cutting edge product. Hear from Lincoln leaders to learn more about offering clients an accelerated purchase experience […]
OWR Team wishes you all a Happy New Year. We are committed to sharing important planning opportunities and insurance solutions to help you serve your clients and grow your business in 2023! On December 29th, President Biden signed the Securing a Strong Retirement Act (Secure Act 2.0) into law as part of a $1.7 trillion […]
It’s the season of giving and the perfect time of year to speak to your clients about the type of legacy they want to leave for their children and grandchildren. This month’s Digest contains tools to help you show your clients how life, long term care and disability insurance can be a gift that […]
November is Long Term Care Awareness Month – to raise awareness about the importance of planning for long term care needs and the impact LTC expenses can have on the financial security of American families. 7 out of 10 Americans turning 65 will need long term care during their retirement, and the financial burden of […]
Register now for Mutual of Omaha’s LTC Awareness Month Claims Webinar, all about claims trends, stats, and sales ideas. Click Here for to Learn More Click Here to Register
As of November 7th 2022, the following price changes will be made with some Nationwide products: No Lapse Guarantee UL II – premium decrease 5-15% CareMatters II – premium decrease ~5% for all solves CareMatters NY – older maximum issue ages (differs between NY and CA and premium pattern) Nationwide No Lapse Guarantee UL II […]
Join Nationwide for a webinar on November 9th, all about state mandated and publicly funded LTC insurance programs. Nationwide Invitation – WA and beyond Webinar – Nov 9th
In honor of Breast Cancer Awareness Month, the October Digest is dedicated to planning and underwriting ideas for your female clients. Statistics show women are interested in learning more about finances and retirement planning, and it is estimated that two-thirds of our country’s wealth will be controlled by women by 2030. OWR team is here […]
September is Life Insurance Awareness Month! Take this opportunity to reach out to your clients and discuss the importance of life insurance to protect their families. In this month’s Digest you’ll find tools to aid in these conversations and help you build social media campaigns to reach out to your client base. OWR carrier partners […]
The second installment in our Women and Finance series is here. Join us for a day of collaboration talking about financial wellness for women, with women. Reach out to OWR with any questions.
Prudential’s VUL Protector has improved no-lapse guarantee pricing — the new pricing makes the product a competitive option for clients looking to balance the security they need with the potential to build cash value. Click Here to see more about the VUL Protector reprice. Click Here for Prudential’s transition rules.
Only 9 months until The AIM Higher Conference in Scottsdale, AZ. Make sure to check if you qualify for this amazing trip! Click here for more information and qualification details.
While business owners are focused on day-to-day operations and growing their businesses, they often overlook important elements of future planning. Surveys of business owners show only slightly over 50% have a succession plan in place, and many of those are unfunded. Help your client protect the future of their business by implementing a transition […]
Join us on August 11, 2022, for the first webinar in our upcoming Women in Finance Series. The first webinar will center all around estate planning for women. Fill out the form below, and someone will contact you regarding more information.
Principal now offers Guaranteed Issue Term on as few as 10 lives. This could be a great opportunity for your small business owner clients who may have been shut out of this market previously. No medical underwriting is required, there are only a few basic questions to answer. This is not available in New York. CLICK HERE […]
Do you have clients who want to leave a legacy for their children or grandchildren but are concerned about their own retirement costs, as well as the potential for unexpected financial setbacks in the future? See this month’s edition of The Digest for the tools and resources you need to show your clients how they can […]
Check out Prudential’s new trimester marketing campaign. The campaign features sales ideas focused on retirement planning, tax diversification, long term illness planning, and many other topics. It also includes client-facing materials that our agents can and should take advantage of! CLICK HERE to check it out.
Join us for a webinar hosted by Mutual of Omaha’s Director of Claims, providing an overview of the disability claims process and how you can best support your clients throughout the process. Disability income insurance solutions are meant to help provide your clients with peace of mind if they experience a disabling illness or injury. […]
OWR Opinion and Principal Financial Group invite you to a joint webinar, hosted on Wednesday June 29, 2022, from 12:30 – 1:30PM via ZOOM, all about learning to simplify group opportunities. CLICK HERE to Learn More
Many clients worry about whether they have “enough” saved for retirement, but a more compelling question to ask your client is whether they have a strategy in place for increasing their retirement income. While your clients are trying to prepare for retirement — mostly by saving and properly investing for it — they may overlook […]
Lincoln announced that they will be discontinuing new sales of their LifeGuarantee GUL and SUL as of June 10, 2022. Applications must be submitted to Lincoln in-good-order on that day. Click here for transition rules. Click here for FAQS.
May is Disability Insurance Awareness Month, please review this case study on the importance of discussing DI with your clients.
What does the future hold? A question none of us can predict but one that we, as financial professionals, are looked upon to help our clients adequately plan for by ensuring that the proper protection are in place for the potential unknown risks of tomorrow. May is Disability Income Awareness Month and our focus of […]
THE CLIENT Robert is a recently widowed 63 year old doctor with a large medial practice. He is planning on working for another 5 years. Robert’s net worth is currently $20,000,000. He reached out to his financial professional, Steve, to discuss his wealth plan and the best strategy for investing the proceeds from his deceased […]
The use of data and AI continue to enhance the way companies are underwriting applications for life insurance. This improves the experience for financial professionals and their clients who are able to meet the minimum health requirements to qualify for accelerated underwriting programs. Accelerated underwriting programs are aimed at generating an offer for coverage at […]
History has proven that the only sure thing we can count on with the tax code is that it will change. It’s important that financial professionals remain fluid with their approach to retirement planning with their clients and regularly review their clients’ existing plans, including permanent life insurance policies, to ensure they’re kept current with […]
In the life insurance industry, February is known as Insure Your Love Month and the perfect time to educate your clients that life insurance isn’t for them; it’s for those that have to carry on without them. Getting life insurance is a simple act of love, and it clears the financial path for loved ones to […]
November is Long-Term Care Awareness Month and the perfect time to educate your clients about the importance of Long-Term Care “LTC” planning. Today, 7 out of 10 Americans turning 65 will need long-term care during their retirement, and the financial burden of paying for this care out-of-pocket can be crippling. In recent years, insurance companies have created […]
THE PINK EDITION – The Digest goes pink in recognition of Breast Cancer Awareness Month! October is also National Estate Planning Awareness Month and this month’s edition of The Digest is packed full of resources to help financial professionals be better positioned to speak with their clients about the importance of estate planning. Click Here to […]